I have just bought a house and discovered a few months later that there are two easements over the property. One relating to a road improvement scheme, the other a right of drainage in favour of my neighbour. I was not told of this either by the seller or the notary. Who is responsible?
As a general rule where there has been an omission by the seller, that has not been picked up by the notary during the conveyancing, it is the notary or his insurers who takes responsibility for any claims. The deed of easement for the right of drainage would have required a notarized deed which would have been registered at the Land Registry and would have been disclosed on the notary's search. Similarly the road improvement scheme would have been disclosed on the notary's local search. In both cases the notary had a duty to include such matters in the deed of sale and to ensure the buyers understood them on the signature of the deed.
The Court of Appeal in Toulouse recently held (2004) that a notary must explain to a buyer the obligations of a purchase in a housing scheme (Lotissement). These are covenants between the owners e.g. not to build above a certain height.
A notary who receives a sale is required, to ensure the efficiency of his deed, to verify the title to the property, the existence of any financial charges and to confirm any declarations by the seller relating to legal encumbrances such as easements of rights of way.
Under article 1382 of the Civil Code, for any person, including a notary, to incur liability against another, that person must have committed a fault which has caused prejudice to another and there is a causal link between the two.